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The friendly guide to pensions for every retiree Protecting Your Pension For Dummies is the only user-friendly resource for the tens of millions of present and future retirees who are impacted by the dramatic and on-going changes in our countrys pension laws. As a result of the Pension Protection Act of 2006, employers across the nation, both big and small, are now changing their pension plans, with the rights of pensioners being reshuffled in the process. Up until now, the pension game has been one-sided with just the plan knowing and applying the rules. As a result of the recent underfunding problems and failures of major pension plans, however, pensioners have come to realize that in order to protect their own pensions they cannot afford to remain uniformed. Now there is available an up-to-date, comprehensive and understandable guide that provides an overview of the rules concerning retirement plans that empowers retirees and future retirees by explaining what has changed, what their rights are, and how they can protect their money. Company bankruptcies, mergers and failing pension plans, as well as divorces, loans, personal bankruptcies and the rights of surviving spouses are covered in Protecting Your Pension For Dummies. Millions of pensioners will find this book indispensable to guide them through the ever-trickier pension world to help assure they get the pension benefits theyve worked so hard to earn. Find out about 401(k)s, defined benefit plans, and more The fun and easy way® to grasp pension rules, avoid pitfalls, and retire with a full nest egg Want to protect your pension? This comprehensive, easy-to-follow guide explains the big changes in pension laws, how they affect you, and the best ways to keep your money safe. You′ll see how to handle pension plan modifications and company changes as well as personal issues like divorce and bankruptcy - and take action if you′ve been shortchanged. Check pension plan investments and expenses Get the scoop on eligibility, accrual, and vesting Plan for retirement while you′re still working Ensure that you receive the right pension distribution Hire and work with a pension attorney Introduction. Part I: Focusing on Pension Fundamentals. Chapter 1: Navigating the Ins and Outs of Pensions. Chapter 2: Acquainting Yourself with Pension Rules. Chapter 3: Exploring the World of Tax-Qualified Plans. Chapter 4: Using 401(k) Plans to Your Advantage. Chapter 5: Increasing Your Income with IRAs. Chapter 6: Monitoring the Investments in Your Pension. Part II: Making Sure That You Receive the Pension You Earned. Chapter 7: Getting the Scoop on Eligibility, Accrual, and Vesting. Chapter 8: Planning for Retirement While Youre Still Working. Chapter 9: Understanding the Rules of Pension Distributions. Part III: Guarding Your Pension from Your Employer. Chapter 10: Zeroing In on Fiduciaries. Chapter 11: Dealing with Your Employers Corporate and Financial Changes. Chapter 12: Handling Plan Modifications and Terminations. Part IV: Shielding Your Pension from Lifes Ups and Downs. Chapter 13: Hitting Yourself Up for a Loan. Chapter 14: Surveying Survivorship Benefits. Chapter 15: Dividing Your Pension between You and Your Ex. Chapter 16: Protecting Your Retirement Funds from Creditors and Bankruptcy. Part V: Taking Action When Bad Things Happen to Good Pensioners. Chapter 17: Looking Out for Potential Distribution Problems. Chapter 18: Tackling Denied Claims. Chapter 19: Hiring and Working with an Attorney. Chapter 20: Dissecting a Pension Lawsuit. Part VI: The Part of Tens. Chapter 21: Ten Key Pension Issues for People Still Working. Chapter 22: Ten Key Pension Issues for People Getting Ready to Retire. Chapter 23: Ten Key Pension Tips for Small Business Owners. Part VII: Appendixes. Appendix A: Glossary. Appendix B: Tables and Charts . Index.